VIP Mortgage Solutions

Think of all the things you could afford
if you repaid your mortgage early.

Early Retirement	New Cars	Exotic Holidays	University Fees

You’ll be amazed at just how easily this could be achieved with our plan. We help you to repay your mortgage as quickly as YOU find affordable. Our Voluntary Indexation Plan (V.I.P) will help you to regularly nudge your mortgage payments up by small, affordable amounts. The accumulation of these small increases can produce incredible results and we handle the whole process for you, so there’s no hassle.

Our V.I.P. scheme can work alongside your current and future mortgages, even if you change deals or lenders. It takes advantage of the lender’s overpayment allowance (on monthly and daily interest deals) and most modern mortgages allow some overpayments.

This is a sensible and practical solution for real people with busy lives.

Let us show you how easily we could make this happen.

Fully Repay Your
Interest Only Mortgage

Do you have an interest only mortgage or an endowment mortgage where you no longer have or wish to use the policy?

Do you want to repay your loan but can’t afford to change it to a full repayment mortgage?

V.I.P. is the affordable solution. Our plans could allow you to repay your entire mortgage within 25 years without large payment increases.

MASSIVE SAVINGS!

Use a 2.75% payment indexation rate to achieve

25 Year Repayment reduced to
17Y 4M & save £24,582 interest
40 Year Repayment reduced to
21Y 8M & save £69,930 interest
Use a 3.16% Payment indexation rate to achieve

25 Year Interest Only Repaid in
25Y 0M & save £38,649 interest

Savings based on a £100,000
mortgage at 5.75%